Memorandum of Agreement (MOA) Sample Format

MEMORANDUM OF AGREEMENT

KNOW ALL PERSONS BY THESE PRESENTS,

             THIS MEMORANDUM OF AGREEMENT, entered into by and between:

              THE (FIRST PARTY), with office/home address at (Office/Home address) herein represented by its (position - name), its (position - name) and so on...;

-and-

              THE (SECOND PARTY), with office/home address at (Office/Home address) herein represented by its (position - name), its (position - name) and so on...;

-witnesseth-

               WHEREAS, (FIRST PARTY) has applied loan from (SECOND PARTY) for the renovation of office.

               WHEREAS, (SECOND PARTY), through and by its council meeting on (date), approved the loan request to renovate the office of the (FIRST PARTY) subject to the terms and conditions hereinafter  set forth;

                THEREFORE, FOR AND IN CONSIDERATION OF THE FOREGOING PREMISES, the parties hereto agree as follows:

                1. This Memorandum of Agreement (MOA) also serves as a legal contract between the (SECOND PARTY) and the (FIRST PARTY) . It is binding and executory until loan is fully paid.

                2. The loan of (amount) which was used for the renovation of (FIRST PARTY) office.

                3. The loan shall earn an interest of (interest rate) per annum.

                4. The loan shall be payable within a period of (YEARS/MONTHS) starting (date).

                5. Principal and interest payments shall be made every (month/quarter/year) in accordance
                    with the schedule of payments hereto attached as annex "A" hereof and made an integral
                    part of this agreement.

                6. (FIRST PARTY) shall pay the amount of (monthly amortization amount) monthly
                     starting (date).
.
                7. (FIRST PARTY) will agree to turn-over to (FIRST PARTY) the management of the
                     multi-purpose center in case the (FIRST PARTY) will fail to pay their monthly dues for
                     (number) months/quarters/years.

                 8. (FIRST PARTY) however has the option to pay in full or in part of principal balance
                     anytime from (date) to (date - month before the last month of payment). The attached
                     schedule shall then be adjusted to reflect the new principal balance.

                 IN WITNESS WHEREOF, the parties hereto, through their representatives, hereby set their hands this ___________ day of ___________ (year) in (city/province, country).

(SECOND PARTY)                                                                    (FIRST PARTY)

By:                                                                                              By:
(signature)                                                                                  (signature)
(name)                                                                                        (name)
(position)                                                                                    (position)


(signature)                                                                                  (signature)
(name)                                                                                        (name)
(position)                                                                                    (position)



SIGNED IN THE PRESENCE OF:

______________________________                             ___________________________
         (name, position/designation)                                       (name, position/designation)

______________________________                             ___________________________
          (name, position/designation)                                      (name, position/designation)

______________________________                             ___________________________
          (name, position/designation)                                      (name, position/designation)

______________________________                             ___________________________
          (name, position/designation)                                      (name, position/designation)

Witness:

_______________________________                          ____________________________




Attachment - Annex "A"

(FIRST PARTY)-OFFICE RENOVATION LOAN
(address)
Principal Loan:     (amount)
Interest Rate:         (interest rate in percent)
Period:                   (months/quarters/years) to Pay

Date  | Principal Bal | Monthly Amort'n | Payment for Principal | Payment for Interest | Total Principal Paid | Total Interest Paid | Remarks |
________________________________________________________________________________________________________________________
 1-1-16|   200,000     |  50,000                 |    45,000                     |   5,000                    |       45,000               |    5.000                 |             |
_____|____________|_________________|_____________________|__________________|___________________|_________________|________|
(date)|   (amount)    |   (amount)             |     (amount)                 |   (amount)              |     (amount)              |      (amount)         |             |
_____|____________|_________________|_____________________|__________________|___________________|_________________|________|
(date)|  and so on... |                            |                                   |                              |                                |                            |             |
_____|____________|_________________|_____________________|__________________|___________________|_________________|________|
TOTAL         |  (amount)    | (amount)          |  (amount)      |                 
-----------------------------------------------------------------------------------------------------------------


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